跨行 Archives - 峰哥分享 https://www.dengnz.com/tag/跨行/ 昨天，今天，明天，每天的每天，都多懂一点点... Wed, 19 Dec 2018 23:36:15 +0000 zh-CN hourly 1 https://wordpress.org/?v=6.5.4 https://www.dengnz.com/wp-content/uploads/2020/02/cropped-logo-32x32.png 跨行 Archives - 峰哥分享 https://www.dengnz.com/tag/跨行/ 32 32 新西兰跨行转帐已经不需要隔天到了 https://www.dengnz.com/2018/12/19/%e6%96%b0%e8%a5%bf%e5%85%b0%e8%b7%a8%e8%a1%8c%e8%bd%ac%e5%b8%90%e5%b7%b2%e7%bb%8f%e4%b8%8d%e9%9c%80%e8%a6%81%e9%9a%94%e5%a4%a9%e5%88%b0%e4%ba%86/ https://www.dengnz.com/2018/12/19/%e6%96%b0%e8%a5%bf%e5%85%b0%e8%b7%a8%e8%a1%8c%e8%bd%ac%e5%b8%90%e5%b7%b2%e7%bb%8f%e4%b8%8d%e9%9c%80%e8%a6%81%e9%9a%94%e5%a4%a9%e5%88%b0%e4%ba%86/?noamp=mobile#respond Wed, 19 Dec 2018 03:37:42 +0000 https://www.dengnz.com/?p=1439 刚发了一篇关于新西兰跨行转帐的博客，发现我之前找到信息有点过时了。现在新西兰银行的跨行转帐其实是可以当天到了。… 阅读更多 »新西兰跨行转帐已经不需要隔天到了

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]]> 刚发了一篇关于新西兰跨行转帐的博客，发现我之前找到信息有点过时了。现在新西兰银行的跨行转帐其实是可以当天到了。

以Westpac 转 ASB 为例， Westpac 转出的钱会每小时运行一次（9点半到22点之间）。

– Online payments to other banks are processed hourly between 9:30am and 10:00pm on business days. (This would reflect in the receiving bank within an hour or two, if they process intra-day payments)

westpac.custhelp.com/app/answers/detail/a_id/871/~/how-long-does-it-take-you-to-process-payments%3F

而ASB只要在半夜12点前收到的钱，都会在一小时之内到帐。

From 9am until midnight any payment received by ASB from another bank will be credited to the appropriate account within an hour.

www.asb.co.nz/banking-with-asb/interchange-between-banks.html

所以，只要在晚上十点钟以前从WESTPAC转钱到 ASB， 钱会在11点之前进入ASB的帐户。

所以， 跨行转帐并不需要隔夜，除非转帐的时间操过晚上十点。 当然，每个银行的Cutoff Time是不一样的，所以要搞清楚转出行和转入行的结算时间，最好白天转好。

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